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Florida HOA Management

Florida HOA management, the full-service kind.

CMGT manages Florida Panhandle communities the way we do everywhere — full-service, with the finances shared openly with every homeowner. We’re new to Florida, and every community here gets the full specialist bench from day one.

A Florida Panhandle master-planned community near Pensacola with single-family homes and lush coastal landscaping
Est. 2007
managing HOAs across five states — now in Florida
96%
client retention
Full-service
HOA management, including On-Site for large communities

New here. Not new at this.

On the Florida Panhandle, CMGT provides full HOA management for non-condo communities — single-family HOAs and master-planned communities, including On-Site management for the large ones. It’s the same team-based model and radical financial transparency our communities have trusted for years, brought to Florida.

We’ve grown the same way from the start — community by community, through referrals and reputation. No acquisitions, no private-equity money, no outside investors. Just service worth recommending.

Where we’re expanding in Florida

Early on the Florida Panhandle.

We re-entered the Florida Panhandle in late 2025 — a two-community start, with room to take on more non-condo communities across the region.

PensacolaPanama City
Why Florida boards choose CMGT

Big enough to protect you. Close enough to know you.

You’re early with us in Florida — but you’re not a test case. You get the full specialist bench and a management model proven across five states, plus the discipline we bring to every new market: proper licensing and local knowledge before we take on a community, so your board isn’t the one catching the details.

A CMGT on-site manager meeting with Florida Panhandle homeowners outside a community clubhouse
What a Florida board hands off

Everything that used to land on a volunteer’s kitchen table.

A dedicated Community Association Manager owns the relationship — backed by in-house specialists so nothing falls through the cracks between meetings.

Finances & reporting

Full P&L and balance sheet to the entire membership by the 20th of every month — it’s written into our management agreement, not promised verbally.

Dues & collections

A consistent, compassionate billing process keeps our communities at roughly 10% delinquency — without souring neighbor relationships.

Covenants & ARC

Fair, documented enforcement and architectural review that follows Florida’s community-association statutes — we educate before the first violation rather than leading with a fine.

Vendors & maintenance

Bidding, oversight, and site visits so common areas stay in the shape your homeowners expect — and so the board isn’t chasing contractors.

Homeowner communication

Plain-language answers you can actually get, a board portal, and an app — 70% of our owners use the portal and over half pay online.

On-Site management

For large master-planned communities, we place a dedicated on-site team — the full-service model our biggest communities rely on, run from inside your neighborhood.

A manager who knows your name — with a full team behind every answer.

Nearly 400
communities across five states
96%
client retention, by dollar value
~10%
average delinquency across our communities
Responsive
real answers and steady follow-through
Built for Florida

Full-service management on the Florida Panhandle.

On the Florida Panhandle we provide full HOA management for established, non-condo communities — a dedicated manager backed by the specialist departments behind every CMGT community — plus On-Site teams for large master-planned communities.

Here’s the one thing we don’t take on in Florida: condominium regimes. Florida condo law is its own regulatory discipline, and we’d rather be straight with you than stretch into something we can’t do to our standard. Large master-planned and high-rise communities are a different matter — those we serve through On-Site management.

We’re honest about being new here: we re-entered the Florida Panhandle in late 2025 with a small footprint. But a Florida community isn’t a test case — from day one you get the full specialist bench and a management model proven across five states. See how full-service management works, or on-site management for large communities.

Questions Florida boards ask

Straight answers, no industry-speak.

On the Florida Panhandle we provide full HOA management for non-condo communities — single-family HOAs and master-planned communities — including On-Site management for large communities. It’s the complete CMGT model our communities rely on across five states.
Condominium regimes are the one thing we don’t take on in Florida — Florida condo law is a regulatory discipline of its own, and we’d rather be straight with you than stretch into something we can’t do to our standard. Large master-planned and high-rise communities are different — those we serve through On-Site management.
Yes — CMGT is a Florida CAM-licensed management company, and we require proper state licensing before we operate in any market. It’s a standard we hold everywhere, not a box we check after the fact.
We’re newest here — a small Panhandle footprint, re-entered in late 2025 — so we won’t pretend to have decades of Florida history. What every Florida community gets from day one is the full specialist bench and a management model proven across five states. You’re early with us, but you’re not a test case.
By the 20th of every month, and we share the full P&L and balance sheet with the entire membership — not just the board. That radical transparency is the core of how we work, and it travels to every market we serve.
Board reference

Know the law before your next board meeting.

Our plain-English guide to the Florida statutes that actually govern your community — fines and the hearing committee, the two lien clocks, records deadlines, and what changed on July 1, 2026. Written for boards, not lawyers.

Read the Florida HOA law reference

On the board of a Florida community?

Tell us what your community needs and we'll put together a proposal — a real person follows up within two business days. No pitch deck, no pressure.